April 7, 2011 6 Comments
It happened last night.
I was at this Mediterrean restaurant getting dinner before Financial Peace University. I thought I had enough cash to cover my lentil soup and pita and baklava.
The total: $5.34
The amount of money I had in my envelopes: $5.20
I was 14 cents short. FOURTEEN CENTS!!!
The rational thing to do would have been to just canceled the baklava. But he already had it pulled out and boxed and it smelled sooooo good.
So I pulled out my debit card (now I know why I shouldn’t leave it in my purse!)
This was the first time I’ve use my debit card since I started my cash only existence.
I felt so guilty about it. As I handed him the card I felt like I was doing something wrong. I was doing the forbidden by using that card. I didn’t have the money for that meal and I was trying to PRETEND I had the money for it by paying with a card.
I’m angry that I did it. I feel a little dirty. I want to establish good habits – and spending money on food I WANT even though I can’t afford it is not a good habit!
I think I’m just going to leave my debit card in my car rather than my purse. Since I pull money out 4 times a month I was it accessible. But I don’t want it available so that I can just “whip it out” when I want to.
Okay… slip up #1. On the bright side – the meal was delicious!