The Ins and Outs, Highs and Lows
June 16, 2011 17 Comments
The last month or so has been a whirl wind of emotions and craziness.
I did eventually break things off with Mr. Hive. He did start school, which I was happy for. But the realization that I would have to forever be a mother to him and nothing would motivate him except the fear of losing me was just too much for me. So yes fellows, SS4BC is available again. 😉
The new summer semester started and it has been crazier than I ever imagined. I’m taking a calculus class to “brush up” my skills that is 2.5 hours a day + 5 hours a day of homework. I wish I were joking about the amount of homework. I’m not. It is crazy. Then I’m teaching a Chem class in the afternoon for 2.5 hours. The extra money is pretty damn sweet. This paycheck I got a cool $800 more than I usually do on a single paycheck. All going to savings and debt, of course.
Today was a epic mail day. I got my almost $700 tax refund from my state income taxes, a $25 gift card from Target (for using Points to Blue with Blue Cross/Blue Shield) and I got a coupon for a free drink from Starbucks. Seriously, does it get any better than this in the mail?
My debt? Well, it isn’t going to well. All those travel expenses for work just sitting on my card that I can’t reimburse until July (at least) are killing me slowly. I did put the card away, but not until I had pushed myself back up to close to my limit. I can’t be trusted with credit cards. I need to realize this, embrace it, and figure out a plan to avoid this in the future.
I’m thinking of just setting aside my tax refund into a savings account that is just for reimbursable purchases – that way I never have to worry about pulling out the credit card again. It may even be time just to put the scissors to the card. I’m not sure if I’m that extreme or prepared to do so yet though… in a lot of ways that card is my security blanket. But I need to become my OWN security blanket.