Eureka! My 2010 Challenge!
December 8, 2009 39 Comments
I talked a few weeks ago about how I wanted a 2010 Challenge. I contemplated not spending any extraneous money for a year. The more I think about it, the more I realize that this Challenge isn’t necessary. With the way that I’ve set up my budget I’m spending 0% of my take-home salary on clothes, books, DVDs, shoes, ect. All of that comes out of my “Fun Fund” (which is 100% funded by my external revenue sources) or is paid for with Amazon.com giftcards from Swagbucks (for more info on how you can earn more “swagbucks”, please see my post of hints and tips). So to limit myself on buying things with money that isn’t from my regular take home pay seems silly to me.
Then it came to me in a moment of genius as I was walking my dog on Sunday: No More Eating Out
Eating out is my biggest weakness. I’ve curbed this habit A LOT in the past year, but it is time to go the extra step. I need to really set up my life to support the habit of cooking and eating at home. At least $300 every month in my budget goes to food. For one person that is a lot of money. However, this isn’t just about the money I’ll save by not eating at restaurants, it will also be part of the bigger picture of improving my overall health. Sure, I can’t promise I’ll eat healthy every day. But I also know that when I cook dinner for myself it tends to have lots of vegetables in it – which I don’t always get in restaurants.
There are however times when I will need to eat out: Like when I’m having lunch with a speaker on campus, when I’m at a conference collaborating with a colleague over margaritas and chips and salsa, and hopefully an occasional date or two at some point in 2010. So I’m not saying _ABSOLUTELY_ no eating out. I’m giving myself a goal:
345 Days of No Eating Out in 2010
I’ll keep tabs on my “no eating out” days over the course of each month and keep notes on how well I am doing. I suspect that the first few months will be the hardest as I try to curb my habits, but I’ll allowing myself almost 2 days a month where I’m allowed to eat out. I suspect I’ll save myself a lot of money, discover some delicious recipes and definitely start some healthy new eating habits.
Obviously… more details to come as I flesh them out… your suggestions GREATLY appreciated!