Types of Personal Finance Blogs
September 16, 2009 12 Comments
If you’re on my blog, then I probably already know the answer to the question I’m going to ask. But I wanted to put this out anyway.
I’ve noticed that there seems to be two different types of blogs in the personal finance blog-o-sphere. Ones that talk very generally about personal finance and give ADVICE about what to do (Think: The Simple Dollar or Enemy of Debt). They have a general goal and that tends to be to spread the gospel of personal finance to the masses. Which is fine and dandy, and once in a while I’ll read some posts on these blogs that inspire me, but for the most part I don’t really like these blogs.
Then there are others that are more personal. They tell the story of someone’s life and struggle with money. I get to follow these people day by day as they make their decisions, struggle with the consequences, and try to figure out what is best for their own life. To me, THIS is personal finance. And I love these blogs. (Note the blogroll is you doubt this).
There are a few blogs that I would consider a cross-over. Blogs like Fabulously Broke and Punch Debt in the Face. They are personal, but still have posts that I would consider “for the masses”. Fabulously Broke does this more-so, I’d say, but I still enjoy her blog because it has a personal element to it AND I there are some posts that really stick with me. Months after reading her post about how she simplified her paperwork (and life), I’m still thinking about it and considering doing it myself. Punch Debt is more on the personal side, but posts (to me at least) like he also wants some audience participation. (I’m not even sure how to write what I’m saying here…) But it is essentially like watching the birth of a great advice blog, but with user participation. He still talks about his big life choices and his job and what to do with X amount of money, but there is still an element of “Let me get your opinion because I want you to participate in this whole process as I become an awesome well-known blogger.” Yeah… just as I suspected I couldn’t quite put into words. However, I love the blog, and enjoy reading it every weekday (though I suspect I may have a bit of nepitism towards him seeing as we both went to the same undergrad).
So here is my question for you:
What types of personal finance blogs to you feel yourself drawn to? Ones that are advice blogs or personal journies?
Have you felt like your “choice” in personal finance blogs has CHANGED over time?
I know that when I first started, I read The Simple Dollar like it was going out of style. But now that I’m familiar with saving techniques and investments a bit more and have my budget “set” (hah!) – I don’t feel like I need advice blogs more than an encouragement from others struggling through the same thing and what they’re learnging along the way.
As for my blog, don’t expect to see any posts here on “How to Save 18 million dollars by doin X, Y, Z” – I don’t write advice posts for one simple reason: If I knew it all, I wouldn’t be in this mess. I’m still trying to figure out my life and how to make my personal finance work. And for those of you reading this blog, thanks for joining me in that journey!