Updated Status Bars
April 30, 2009 Leave a comment
I got paid today, so I updated my bars for my Emergency Fund, Vacation Savings, and Credit Card debt.
I was really excited to see that my vacation fund it nearly at 50% funded! I still haven’t included my Tutor.com pay and have 2 more months of saving to go. Hopefully I’ll be able to get it up to fully funded before I leave. I am also really excited to see that my emergency fund has finally reached the $500 mark. For some reason this number makes me FEEL really secure. Like if a minor emergency were to occur, things would BE OKAY.
The part that isn’t too exciting is my credit card debt. I’ve only paid down 20% of my goal, in almost 50% of the year. Which means that my likelihood of making it to $12,000 by the end of the year is pretty slim. That doesn’t mean that I’m giving up hope. For sure not! When I get back from Europe I’ll be able to put the $200/month that I’ve been saving for my vacation straight onto the credit card. That will get me to paying $500/month for 5 months. That will get my balance down another $2,500, excluding service fees, which should get me close to $13,000… so hopefully I’ll be able to scrounge up an extra $1,000 at some point in those 5 months with tutoring or hopefully some teaching at the community college in the fall (PLEASE, PLEASE, PLEASE!).
I still need to update my student loan bar, weight loss (bah!), and other debt.
As for spending money, I have $642 available to me in May. Which looks like the following:
Jack daycare: $230
Pet food: $90 ($60 for dog, $30 for cats)
SS4BC food: $300
So, as you can see, I’m already in the negative without even going OVER budget, which is a really, really sad place to be. Also, Cpt. Baseball’s roommate is getting married this month. So we’ll have to split the cost of a hotel and board the dogs for a night and get them a present. All of which should cost me about $100 total. Where is this money going to come from?
I HAVE NO IDEA!!!