December Summary
January 1, 2010 2 Comments
Since I’ve reset my sidebars, I wanted to have a post to archive how close I got to achieving my 2009 goals.
Here is how my side bars ended up as of December 31st, 2009:
My 2009 Goals:
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Credit Card Debt
Initial Debt: $16,000
Current Debt: $12,631
Goal for 2009: $12,000
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Emergency Fund
Goal: $1,200
Starting Amount: $13
Current Amount: $998
Met as of 11/30/2009
Unmet 12/15/2009
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Student Loan
Initial Debt: $17,000
Current Debt: $15,157
Goal for 2009: $15,000
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Other Debt
Initial Debt: $2,285
Current Debt: $0
Paid off as of 08/01/2009
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Extra December Income
Initial Amount: $0
Goal: $1,000
Current Amount: $1,316
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I ended up the year completing only 1 of my 3 goals. I eliminated all of my miscellaneous consumer debt (my balance on my Sony credit card, my Express card and my Limited card). I did get my E-fund up to $1,200 – but had to use it for my car repairs in December. I got very close to my credit card debt goal. I missed it only because I kinda just made up a number when I made the goal. I didn’t do any planning and just picked a number that seemed good. This year I’ve given it much more thought and really believe that I’ll get down to $0 debt by December 31st, 2010.
I did make $1,316 in extra income in December – which is INCREDIBLE – and $300 over my $1,000 extra income goal for the month.
Today is Day 1 of my 2010 Challenge of not eating out for a year. Thinking about getting a Starbucks this morning made me realize how long this year may really be. I am excited and scared for this challenge. I’m excited about the change that it might make, but scared that I might not be able to make it.
Thing that made me happy today: a fixed vacuum. Grossed out, but exceptionally happy.
That eating out challenge DOES sound scary. But you’ll do it! Just take it one day (… or meal) at a time!! I can’t wait to see you succeed!!
This is great! I just started my blog, which is a mix of many topics, but one of the main reasons I started it was to help myself get out out of cc debt. Seeing your progress and info layout like this was very inspiring. I will be posting some of my financial stats in the coming weeks and look forward to continue reading your blog in 2010!